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What type of loan do you need?
What type of property are you purchasing?
Is this your first property purchase?
What is your current property purchase situation?
How will this property be used?
What kind of rate do you prefer?
What is your gross household income without bonus, commission or overtime?
If two applicants, note income separately.
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
Are you working with a real estate agent?
Have you been pre-approved?
Great! What type of property are you refinancing?
Estimate your credit score:
If two borrowers note the lower of the two scores.
How will this property be used?
Current loan program?
Do you have a second mortgage?
What is your employment status?
Bankruptcy, short sale, or foreclosure in the last 3 years?
Can you show proof of income?
Do you currently have a FHA or VA loan?
Any late mortgage payments in the last 12 months?
